Rates & Insurance

Rates & Insurance


Rates are variable depending on services offered. Rates of common services are provided below. Rates for all services will be provided prior to beginning treatment.

Dr. Kelly works on a sliding scale/pro bono basis for a limited number of patients per year for individuals with no/low income experiencing financial hardship. Please use the contact options on this site to reach out with questions about fees and billing.

Rates (2023):

  • Individual Therapy Fees:
    • Psychological Intake for Individuals (1st Appointment): $250.00
    • Individual Therapy: $225.00
  • Couples Therapy Fees:
    • Psychological Intake for Couples (1st Appointment): $275.00
    • Couples Therapy: $250.00
  • Ketamine Assisted Psychotherapy (KAP) Fees:
    • Psychological Intake (1st Appointment): $250.00
    • Preparation Sessions: $250.00
    • Dosing Sessions:
      • 1st Dosing: $750.00
      • Subsequent Dosing: $550.00
    • Integration Sessions: $250.00


Payment is due at each session unless another payment plan has been established. All major credit and debit cards are accepted as forms of payment, along with FSA and HSA cards. Additional payment options, such as e-check, or use of money transferring apps may be available.

Cancellation Policy

If you are unable to attend a session, please make sure you cancel at least 24 hours in advance. Cancellations with less than 24 hours notice will be charged $100 for the first missed session and full session fees for any additional missed sessions in which less than 24 hour notice is provided.

All KAP services require at least 24 hours notice to cancel. Since KAP dosing sessions are allotted up to 3 hours of time, timely notice regarding the need to reschedule/cancel is essential. The full rate of service will be charged for late cancellations and/or no shows for all KAP services. Advance notice of schedule changes to avoid these fees is appreciated.


Dr. Kelly is considered an out-of-network provider, which means that she does not participate with any insurance companies. She will provide you with a detailed receipt (super bill) to submit to your insurance company for out-of-network benefits reimbursement. The rates of reimbursement will depend on your plan, but often services are covered in full or partially.

Please contact your insurance provider to verify how your plan compensates you for mental health services. Journey Psychological Services does not interface directly with your insurance – if you plan to use your health insurance to receive reimbursement please refer to the guide below to ensure you will be reimbursed prior to beginning services.

How to Verify Out-Of-Network Benefits:

Set aside 15-30 minutes to contact your health insurer prior to starting therapy. Have your health insurance card, demographic information for the client and the primary insurer (if they are different), and a piece of paper/pen handy for your call. Write down the name of the representative you speak to, along with the time and date, and any reference numbers provided to you.

Ask your insurance provider the following questions to help determine your benefits:

  • Do I have a health insurance plan that includes mental health benefits?
    • Do I have a behavioral health/mental health policy with out-of-network benefits?
    • What (if any) are the requirements or pre-authorizations required to use out-of-network benefits?
    • Do I need written approval or a referral from my primary care physician in order for services to be covered?
    • What percentage of services is covered? What is my co-insurance?
  • Do I have an out-of-network deductible?
    • If so, what is it and have I met it yet?
    • What is the calendar start date that my policy uses to determine a “benefit year”?
      • Some companies use the standard calendar to reset benefits, while other have an internal calendar, such as April 1 – March 31
  • Does my plan limit how many sessions per calendar year I can have?
    • If so, what is the limit?
    • How many sessions do I have left?
    • Are there are restrictions on types of sessions (diagnostic interview, individual sessions, family sessions, group therapy)?
  • How do I submit claims for reimbursement for mental health services provided by an out-of-network provider?
    • Can claims be submitted electronically? If so, how?
    • What is the turn around time on reimbursement funds after the claim is submitted?

Any Other Questions

Please contact Journey Psychological Services for any additional questions you may have. Dr. Kelly looks forward to hearing from you!


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